Run your agency's money in one place.
One place to get paid, pay others, and see where your finances stand. Your numbers stay matched and up to date without the spreadsheet.
Connect your accounts and see your real numbers in the demo · No card fees · Your whole team included
Running an agency is hard. Running its money shouldn't be this hard.
You do great work. You send the invoice. And then the annoying part starts.
- Card companies take a slice before the money even reaches you. Every single time.
- You ask clients to pay by bank transfer instead, and now you're the one chasing, checking, and guessing who has actually paid.
- Your accounting tool feels clunky and keeps getting pricier. (Funny how that keeps happening.)
- You get paid in a few currencies, across a few accounts, but most tools act like the US dollar is all there is.
- You want to know if last month made money. Instead you wait for your accountant, or squint at a spreadsheet and hope.
None of this is your fault. Most tools were built for a US business with one bank account and one currency. You're not that. There's a calmer way to run the money.
Three steps to calm finances
Connect your accounts
Link Wise, Airwallex and your local bank in a few clicks. Punctual pulls your activity in.
Send invoices, get paid
Clients pay by bank transfer. Punctual matches each payment and chases the late ones for you.
See your numbers
Open the dashboard and see profit, cash and what you're owed, current to the day.
Money in, money out, and always up to date.
Everything below is the real product, with sample data. Scroll and watch it work.
Get paid, and keep the card fee
Send invoices your clients pay by bank transfer, in whatever currency they use. Punctual matches each payment to the right invoice for you. You skip the card fee and pick up no extra work doing it.
No card option. No fee skimmed on the way in.
Pay your bills and freelancers, in one place
Keep the bills you owe and the invoices your freelancers send in one spot. Punctual tracks what's due and lines each payment up against the right bill. You always know who's been paid and what's still outstanding.
Your numbers, matched and up to date on their own
Punctual pulls in your bank activity and sorts it for you, so your numbers stay current without the spreadsheet. Open your dashboard and see profit, cash and unpaid invoices right now.
See which clients actually make you money
Punctual links every payment and cost to the client and project behind it. So you see real profit per client, not just what you billed. The busy client who quietly loses you money stops being a mystery.
Meridian bills the most hours but keeps the least. Now you can see it, and price the next job right.
Is Punctual right for you?
Built for you if…
- You'd rather be paid by bank transfer than hand a slice of every invoice to card fees.
- You're tired of chasing clients and guessing which invoices are still unpaid.
- You pay freelancers and bills, and want them in the same place as everything else.
- You get paid in a few currencies, across a few accounts.
- You run your business outside the US, but half your tools still bill you in dollars.
- You want to see how the business is doing today, not wait until month-end.
Probably not for you if…
- You take most payments by card and don't mind the fees.
- You run a single-currency US business with one bank account. (You have lovely, simpler options.)
The way agency finance should work
Most money tools were built for a simple US business: one bank, one currency, pay by card. Agencies are messier and more global than that. We built Punctual on a simple belief: you should see exactly where your agency stands at any moment, keep more of what you earn, and never lose an evening to a spreadsheet again.
See exactly where your agency stands.
Book a live demo: connect your accounts and, by the end, your recent history is imported so you see your real numbers and a clear price straight away.
See your real numbers in the demo · No card fees · Your whole team included